How to Apply

Our Lending Cycle

1) Application: Click apply and use the form provided, or email (info@ascentmicrofinance.org) to begin.

2) Decision: Our team will work diligently to give you a decision within 3-7 days.

3) Distribution: If you were approved for a loan, we will distribute the funds accordingly.

4) Follow Up: Our team member will work with you to help prevent future financial issues from occurring.

Ascent doesn’t do debt consolidation, only work on emergency expenses.

Required Documents

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Personal Bank Statements

This allows us to verify income and expenses expressed in your application. Your bank statements also show how much money you have left over each month to cover your loan payment.

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Personal Credit Report

We understand that not everyone has a perfect credit score, however your credit report shows more than just a credit score. A credit report allows our lending advisors to see vital information such as bankruptcies and unpaid child support, which are both reasons for application denial.  

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Personal Monthly Expenses

Your monthly expenses will acts as proof of residency and help us to further understand your loan capacity. Our advisors need to make sure that the address on you application is where you actually live.

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Personal Pay Stub

We will need your past 3 pay stubs to verify your income.

If you can’t acquire a specific document from the above list or have a question about our application process, please get in touch with us.